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Products 2010


Registered Benefit Options

Disclaimer: Whilst BESTmed has taken all reasonable care in compiling this summary we cannot accept any liability for any errors or omissions contained in it. Please note that should a dispute arise with regard to any benefit, the registered rules of BESTmed as submitted to the Registrar in November 2009 shall prevail, pending formal approval from the Council of Medical Scheme.

Benefits and contributions are subject to approval by the Council for Medical Schemes
Voordele en lidbydraes is onderhewig aan goedkeuring deur die Raad vir Mediese Skemas

Topcare

Topcare is the most extensive option with a preventative care approach. This option provides for unlimited hospitalisation cover and treatments such as advanced dentistry, radiology, pathology, hearing aids as well as international travel cover. Topcare also includes an individual medical savings account equal to 20% of the total annual contribution.

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Millennium Comprehensive

Members can enjoy the luxury of unlimited hospitalisation benefits as well as life-sustaining medicine cover, with an individual medical savings account equal to 17% of the total annual contribution. This option also provides for above-threshold benefits after the annual threshold has been reached.

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Bonus Plus

This option caters for large families and has a holistic approach in terms of benefits. Granting of day-to-day benefits is subject to an overall annual limit of R6 500 (single member) or R13 000 (family) and service specific sub-limits as indicated in this benefit summary.

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Millennium Standard

This option caters for young and medium sized families. It covers a 100% hospitalisation fee and includes an individual medical savings account equal to 15% of the total annual contribution.

Optometry services are pre-authorised and paid by Preferred Provider Network (PPN) and you may click here to find your
nearest PPN Provider

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Millennium Basic

This affordable option covers hospitalisation at 100% and co-payments or levies are applicable. Millennium Basic also includes an individual medical savings account equal to 15% of the total annual contribution.

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Blueprint

Blueprint is a capitation product that offers a wide range of benefits, such as 100% hospitalisation. This option also provides for unlimited primary healthcare services received from the Primecure network. .

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Vitalcare

This affordable option covers hospitalisation at 100%, but certain co-payments or levies are applicable. This option does not provide for any savings account.

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Best Platinum

BEST Platinum rivals the very best cover currently available in the healthcare market. It encompasses extensive benefits such as hospitalisation, general practitioner and specialist consultations as well as dental, optical, medicine and auxiliary benefits..

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Best Gold

Best Gold provides a wide range of cover at an affordable premium. It offers hospitalisation with competitive cover for general practitioner and specialist consultations, chronic medication, dentistry and auxiliary benefits.

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Best Goldselect

BEST Gold Select benefits are affordable, well structured and allow access to a wide range of medical providers. The option provides access to healthcare services through contracted provider networks and delivers day-to-day benefits as well as hospitalisation in a controlled, managed healthcare environment.

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Additional Product Offerings

Total Care Gap Cover

TOTAL CARE GAP COVER is an insurance product which has been designed to protect medical aid members from additional unbudgeted costs during hospitalisation. Although most medical aid schemes cover hospital costs at 100% of the applicable medical aid rate, the member is often left with a substantial shortfall in costs relating to specialist, surgeon, anaesthetist and other provider services.

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For further information, please phone the following number: 012 339 9826

For more information and application forms, please click on the following link:  Gap Cover