Members are covered for up to R10 million for international travel for a maximum of 90 days per journey.
How to make sure you are covered?
To be eligible to receive benefits under that is included in the international travel insurance policy, your premiums must be up to date and the travel insurance policy was issued before your date of departure from your country of residence.
Please note that the turnaround time for receipt of the policy document is 24 business hours. Please read the policy document carefully to ensure that you understand all the terms and conditions.
What does the international travel policy cover?
What is the benefit limit?
|Description||Cover||Excess / co-payment|
|Duration – leisure travel||90 days|
|Duration - business travel||45 days|
|Emergency medical and related expense worldwide excluding USA – Member only||R5 000 000||R1 000 for out-patient treatment if hospitalised – nil|
|Emergency medical and related expenses worldwide excluding USA – Family||R10 000 000|
|Emergency medical and related expenses – USA (Member and/or family)||R500 000|
|Pre-existing medical conditions - treatment||R250 000||24-hour hospitalisation (cover from day 2)|
|Emergency dental||R5 000||R1 000|
|Emergency optical||R5 000||R1 000|
86 and older - you do not have cover at Europe Assistance, but Bestmed will cover medical expenses see slide on Bestmed claims.
Who manages the benefit?
The Benefit is managed by Europ Assistance SA and is administered by Linkham Services SA (Pty) Ltd (FSP 45396), underwritten by GENRIC Insurance Company Limited (FSP 43638), an Authorised Financial Services Provider and licensed non-life insurer.
Who is covered?
Bestmed members who live in South Africa and regard it as their permanent home are entitled to this Benefit.
What is covered?
Limits, excesses, terms, and conditions apply. These are outlined in the policy wording and documents.
Are mandatory vaccines covered?
There is no benefit for vaccines.
What is not covered (excluded)?
What information is required when requesting cover for an overseas trip?
How to get emergency assistance?
Emergency medical assistance is available 24 hours a day, 7 days a week.
What must you do?