The psychology of decision making
General
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Our benefit enhancements and average contribution increase for 2022 will be launched to our advisor fraternity in September, and you can expect to receive an update on these enhancements and increases by November.
Once you receive the official Scheme correspondence with the enhancements for your chosen option you will be able to assess whether it is still suited to your healthcare needs for the year ahead. Option change forms are due to reach Bestmed before 31 December 2021, or you will automatically remain on your current option.
When considering whether your current cover is sufficient, it may be helpful to consider the following:
Use your benefits
Time is running out to maximise your 2021 benefits. Within the next three months, consider which of your preventative care benefits and/or Bestmed Tempo wellness programme benefits you haven’t utilised yet this year and book those appointments.
Here’s a reminder of the preventative care benefits per product range for 2021:
|
BENEFIT |
QUANTITY AND FREQUENCY |
BENEFIT CRITERIA |
BEAT |
PACE |
PULSE |
|
Flu vaccines |
1 per beneficiary per year |
Applicable to all active members and beneficiaries |
√ |
√ |
√ |
|
Pneumonia vaccines |
Children: As per schedule of Department of Health Adults: Twice in a lifetime with booster above 65 years of age |
The Scheme will identify high-risk individuals for immunisation |
√ |
√ |
√ |
|
Travel vaccines |
Quantity and frequency dependent on |
Mandatory travel vaccines for typhoid, yellow fever, tetanus, meningitis, hepatitis and cholera from Scheme risk benefits |
*Available on Beat2, Beat3 and Beat4 |
√ |
√ |
|
Paediatric immunisation |
According to the Bestmed vaccine schedule |
|
*Available on Beat2, Beat3 and Beat4 |
√ |
√ |
|
Female contraceptives |
Quantity and frequency dependent on product and subject to maximum amount |
Limited to R2 315 per beneficiary per year |
√ |
√ |
√ |
|
Back and neck preventative programme |
Subject to pre-authorisation |
Preferred providers (DBC/ Workability Clinics) |
√ |
√ |
√ |
|
Mammogram |
Females 40 years and older. Once every 24 months |
Scheme tariff applies |
*Available on Beat2, Beat3 and Beat4 |
√ |
√ (tariff code 34100) |
|
HPV vaccinations |
3 vaccinations per beneficiary. Females 9 - 26 years |
Vaccinations funded at MRP |
√ |
√ |
√ |
|
PSA screening |
Males 50 years and older. Once every 24 months |
Can be done at a urologist or GP. Consultation paid from the available savings/consultation benefit |
*Available on Beat2, Beat3 and Beat4 |
√ |
X |
|
Bone densitometry |
Beneficiaries 45 years and older. Once every 24 months |
|
X |
*Available on Pace2, Pace3 and Pace4 |
X |
|
Pap smear |
18 years and older. Once every 24 months |
At any gynaecologist or GP. Consultation is paid from available savings or consultation benefit |
√ |
√ |
X |
|
Preventative dentistry |
Dependent on the type of procedure required |
Subject to pre-authorisation, clinical protocols and funding guidelines |
*Available on Beat2, Beat3 and Beat4 |
√ |
X |
For an overview of your Bestmed Tempo wellness benefits, click here.
General
General
General